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Rental calculator

Get an overview of rental income with our rental calculator. Whether you're considering buying a property for rental or already own one, the calculator helps you estimate rental income, returns, and costs. You can easily import data from listings on Finn.no, or fill in the information manually.

Calculator

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+2.5 %
Closing tax
10%
0%
Refinance and withdraw cash. You can't refinance more than 100% of the new property value. You can see the loan-to-value ratio in percentage on the right-hand side of the field.
0%
No principal
0%
0%

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Summary

Money you have left in your account each month, after tax. Calculation: Rental income - expenses - mortgage - tax
Monthly cashflow
0 kr
Money you have left in your account each month, after tax. Calculation: Rental income - expenses - mortgage - tax
Yearly net profit
0 kr
Total cash required. Includes down payment, document fee, closing costs and renovation costs
Cash required
0 kr
Property value
0 kr
Equity in property
0 kr
Debt
0 kr
Debt to value ratio
0.0 %
Remaining cash invested
0 kr
Return on investment (Net profit / Cash invested)
ROI
3.0 %
Net cost yield. Rental income - expenses / Purchase price + closing costs + renovation cost
Net cost yield
0.0 %
Net yield in the market. Rental income - expenses / market value. If "New property value" is not stated, the market value will be equal to the asking price.
Net market yield
0.0 %

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Equity

Free equity in property. Includes repayment of debt and increased property value. Remember that a sale can potentially trigger tax.

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Yearly net profit

Profit at the end of the year, after tax. Calculation: Rental income - expenses - interest - tax (This includes all the principal)
Include property value increase

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Monthly

1. Year
Rental income pr month
0 kr
Expenses
0 kr
Interest
0 kr
Gross cashflow
0 kr
Tax
0 kr
Tax deduction
0 kr
Principal
0 kr
Net cashflow
0 kr

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Loan

1. Year

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Property value

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Rent estimate

Want a good indication of what you can rent out a property for? Then you can use our rental estimate, which is built into the calculator and also available as a separate product. Here you get an estimated rental price, information about the property, and comparisons with similar rental listings in the market.

FAQ

How do I use the rental calculator?

You can import property data by pasting a Finn.no link, or manually enter the address and property details. Then you can adjust parameters such as interest rate, renovation costs, new property value, refinancing, and more. Once all values are filled in, you get an overview with key figures like cash flow, profit, debt, yield, ROI, and more – presented in both tables and graphs.

What is yield?

Yield is a key figure that shows how profitable a rental property is, based on the relationship between rental income and the property's value. It's usually calculated as annual gross rental income divided by purchase price or market value, and expressed as a percentage. For example: If a property costs 3 million NOK and provides 150,000 NOK in annual rental income, the yield is 5%. A higher yield often means better potential for return on investment.

How does taxation on rental income work?

Taxation on rental income depends on how the property is used. If you rent out the entire home and the rental income exceeds 20,000 NOK per year, the income is taxable. For rental of secondary homes, the income is usually always taxable. The tax rate is the same as for ordinary income (22% in 2025). It's important to report both income and deductible expenses in your tax return.

What deductions can I claim when renting out?

You can claim deductions for a range of expenses related to renting, such as municipal fees, insurance, maintenance (not upgrades), shared costs, advertising, and real estate agent fees. It's important that the costs are necessary to maintain the rental arrangement and that you can document them. Our calculator helps you keep track of deductions, making it easier to report correctly in your tax return.

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Andreas Rolland

Andreas Rolland

[email protected]

Gründer av Proppy og jobber samtidig med eiendomsutvikling og utleie. Vi har laget utleiekalkulatoren for å gjøre det enkelt å få oversikt over tallene for en utleieeiendom. Håper du liker den!